Contactless payment has revolutionised the way we pay for goods. It’s convenient, quick and secure, and makes a mockery of previous long- winded methods. Apple’s own Apple Pay service has been in existence for two years now, initially just in stores, before spreading to apps and now, rather excitingly, onto your Mac. We’re not just talking about the new fingerprint scanners Apple have built into latest laptops either, you can do this with your existing Mac – as long as you also have an iPhone. When online on your Mac, just select the Apple Pay option on the payment screen and you’ll be able to pay without having to log in. It’s essentially like PayPal, but even easier to process a payment and more secure as it requires you to authenticate yourself with your unique biometrics. To use Apple Pay on your Mac, your Apple devices need to be running macOS Sierra and iOS 10. However, though the iPhone 5s supports a TouchID sensor, it is unable to work with this new Apple Pay feature as it doesn’t have an NFC chip. These were introduced with the iPhone 6, so you will have to have one of those or newer. Your Mac also needs Bluetooth 4.0 support, which you’ll find on any Mac produced since 2012. You can also only use this feature in the Safari browser (you didn’t think Apple would welcome Chrome to the party did you?) and at least one card added to the iOS Wallet app. Here’s how to get started
Set up your digital wallet:
To get started ensure you have Apple Pay set up correctly on your iPhone. To find out whether you have card details already entered, load up the Wallet app. Under the Apple Pay banner you’ll find any cards you have registered. To add a new card, tap the plus icon, follow the instructions and enter any verification details your bank sends you.
Go shopping online:
With Apple Pay set up on a Touch ID-enabled iPhone, head online on your Mac to a website that offers Apple Pay as a payment option. Apple’s online store is an obvious destination at the moment but expect options to be plentiful in the near future. Add something to your basket and select the Pay with Apple Pay option that appears.
Confirm with iPhone:
Click on the Apple Pay logo on the following screen. Continuity between iOS and macOS means your details are already there. A pop-up screen allows you to switch between cards and addresses etc if necessary, but all that’s left to do is confirm payment on your iPhone via a fingerprint on your Touch ID sensor. It’s quick, simple and safe.
Confirm your payment on your Apple Watch:
Apple makes your Apple Watch the default device for authenticating any Apple Pay transaction made on Mac. It believes you’re more likely to have access to the smartwatch (it should be on your wrist) than your iPhone. Authenticating a payment on Apple Watch is essentially the same as paying in a shop with your smartwatch, i.e. you double-tap the side button to confirm the purchase. As long as you have an active card stored in the Apple Watch app on your iPhone, you’ll be asked to verify any payments you make in Safari on your Mac via a pop-up notification on your wrist.